Step payments, skip payments, balloon structures - structured and priced in seconds. Quote multiple term options at once. Answer any client's "what if?" before you hang up.
Takes 30 seconds. No credit card. Cancel anytime.
This is a field tool for originators - not enterprise treasury software. If you originate, structure, or close commercial lease deals, this is for you.
For Brokers
You originate deals, earn spread plus fees, and structure everything yourself. You need fast, accurate answers - on-site, not back at the office.
For you if you've ever said "let me get back to you" when a client asked a what-if question.
For Lessors
You fund your own book and need accurate yield, equity, and commission calculations - not spreadsheet approximations - before you commit capital.
For you if you need broker view, funder view, and agent view on the same deal at the same time.
For Agents
You bring deals to funders and earn referral commission. You need to quote confidently and send professional proposals without exposing your funder's markup.
For you if you want proposals that look like they came from a firm, not a spreadsheet.
Not for enterprise treasury teams or institutional lenders. This is built for originators.
If any of these hit close to home, you're exactly who we built this for.
Running the same deal four different ways in Excel, then re-running everything when the client changes one number.
A client asks "what if we go 60 months?" You say "let me get back to you." They call someone else.
Sending a quote that looks like it came from a spreadsheet - because it did.
Not being 100% sure your commission math is right until the funder sends the confirmation.
You already know this problem.
We built the fix.
LeaseIQ Pro is a deal structuring platform built specifically for commercial lease originators. Not adapted from a generic finance tool - built from the ground up for how this business actually works.
Speed
Step, skip, balloon, blended, interest-only - every structure the market uses, handled instantly without rebuilding anything.
Clarity
Broker, funder, or agent - see your precise commission from every seat at the table, on the same deal, with one toggle.
Credibility
Branded PDFs with your logo, your disclaimer, zero mention of LeaseIQ. Your client never knows what you used.
Asset, structure, and economics - all in one place. Change any variable and watch every number update instantly. No rebuilding, no re-entering, no waiting.
Step 1
Equipment cost, residual, and collateral in one place. Solve for Present Value when working backward from a client's target budget.
Step 2
Term, frequency, timing, and payment type - all configurable. Level, balloon, step, skip, or interest-only. Handle seasonal cash flows in seconds.
Step 3
Rate, commission, and spread with real-time yield calculations. See exactly what you earn from the broker, funder, or agent seat - all at once.
See exactly what you earn - whether you're the broker structuring it, the funder backing it, or the agent bringing it to the table. Switch views instantly, no recalculation needed.
Broker View
Structure deals and earn broker fee plus spread income. See your total stacked revenue - upfront points and rate markup - in one number.
Funder View
Your profit is yield spread minus the broker commission paid out. Track return on equity on every deal.
Agent View
No spread complexity, no extra math - just your referral fee, clearly and accurately calculated.
The structures that are impossible in spreadsheets are the ones LeaseIQ handles in seconds. Enter what you know and it finds what you need.
Interactive Calendar
Click to select skip months. Zero, reduced, or interest-only during slow seasons.
Visual Builder
Build graduated payment schedules with multiple step types in a visual builder.
End-of-Term Lump Sum
Set balloon as percentage of cost. Lowers monthly payments while preserving end-of-term flexibility.
"I used to dread step payment deals because I had to rebuild the whole Excel model from scratch every time. With LeaseIQ, I structure them in two minutes and send the proposal before I leave the client's parking lot."
Marcus T.
Equipment Lease Broker, Dallas TX
Multiple solve modes, one interface. Results update as you type.
Solve For
Enter rate, term, cost. Get payment.
Solve For
Enter payment, term, cost. Find the rate.
Solve For
Payment stream plus funded amount. Get return.
Solve For
Target yield. Find equity needed.
Solve For
Deal terms plus spread. Get your earnings.
Lock your required IRR and the engine works backward to find the exact payment. Handle complex commission structures, split specific fees, and visualize your true internal rate of return instantly.
Target Yield Solving
Don't guess the payment. Lock your required IRR - say 8.5% - and the system calculates the exact payment needed to hit that return. No trial and error.
Collected vs. Paid
Differentiate between commissions you collect (revenue) and commissions you pay (expense) to see true net equity - not an estimate.
Deal Pricing
Payment Ladder maps all your lease term options side-by-side in one view - so you walk into every conversation with every answer already in hand.
| Term | Residual | Payment | Rate Factor | Total Interest | vs. Base | |
|---|---|---|---|---|---|---|
24 mo | $15,000 | $4,187 +$1,746/mo | 0.04187 | $5,488 | -$3,748 | + Scenario |
36 mo | $10,000 | $3,024 +$583/mo | 0.03024 | $8,864 | -$372 | + Scenario |
48 moBase | $5,000 | $2,441 | 0.02441 | $9,236 | - | |
60 mo | $0 | $2,006 -$435/mo | 0.02006 | $20,360 | +$11,124 | + Scenario |
72 mo | $0 | $1,744 -$697/mo | 0.01744 | $25,568 | +$16,332 | + Scenario |
Extending from 48 to 72 months reduces the payment by $697/mo but adds $16,332 in total interest. One click promotes any row to a full scenario.
Blended Rates
Bundle hardware, software, and soft costs with different rates and terms into a single master deal - with one mathematically correct blended rate for the client.
Syndication
Model syndicated equity deals with precision. Set your partner's required IRR, define the waterfall, and watch the distribution recalculate in real time.
IRR Threshold Engine
Enter your partner's required return. The engine calculates the exact residual threshold using zero-coupon compounding over the full lease term.
Live Waterfall
See gross residual, less remarketing costs, less the IRR threshold, then the surplus split - line by line, in real time.
Remarketing Delay
Every day in a warehouse is a day your partner's clock is running. The threshold adjusts automatically for remarketing delays.
Multi-Deal
Build unlimited scenarios and layer multiple funding tranches. Give your clients the side-by-side clarity they need to decide - and the confidence to say yes.
Multi-Scenario Comparison
Funding Tranches
One voice command. Your entire deal structure. Built instantly.
Excel doesn't have this. TValue doesn't have this. No other lease calculator has this. This is what purpose-built looks like.
Hands-Free
Dictate equipment cost, rate, term, and residual in a single breath. The deal is built before you put your phone down.
Instant
The engine processes your voice command and returns a fully structured deal in real time - every variable, every output.
Industry First
Voice input in a B2B financial calculator. A competitive advantage no spreadsheet and no other tool in this space can replicate.
Structure, calculate, review, and deliver. Every step connected, every output client-ready. No switching between apps, no copy-pasting, no reformatting.
Step 1
Input the asset, define terms, set rate and residual. Choose broker, funder, or agent perspective.
Step 2
Results update as you type. Solve for payment, rate, term, or equipment cost - whichever variable you need.
Step 3
Period-by-period schedule with principal, interest, and balance. Truth-in-Lending disclosure boxes included.
Step 4
Generate a branded PDF with your logo, client details, and disclaimers. Share via email, shareable link, or download.
Clients trust what they can verify. Every calculation is documented, every disclosure is compliant, every assumption is exportable. No black boxes - ever.
Compliance
Auto-generated TILA boxes with APR, Finance Charge, Amount Financed, and Total of Payments. Calculated per Regulation Z.
Transparency
See the actual PMT, PV, and iterative solver formulas used in every calculation. Designed for professionals who need to explain the math to funders, clients, or auditors.
Export
One-click export of all inputs, outputs, and methodology. Deliver audit-ready documentation for compliance reviews.
"We caught a yield calculation error on a deal this quarter that our old spreadsheet would have missed. Being able to switch between broker view and funder view on the same deal has changed how we price and how we present."
Jennifer R.
Principal, Pacific Equipment Finance
Professional proposals in one click. Multiple scenarios side by side. Your clients see every option at once - your markup stays invisible.
What's in the Proposal
"My proposals used to look like they came from a spreadsheet because they did. Now clients ask me what software I use. I tell them it's proprietary."
Sarah M.
Lease Originator, Chicago IL
Scenario Comparison
All three options appear in a single branded PDF. Your client picks the one that fits their budget. You close the deal - from the format that makes the decision easy.
Data Security
Your client list is your livelihood. We use AES-256 encryption and strict data isolation. We never sell, share, or access your deal data.
Watch real deals get structured in real time. LeaseIQ Pro handles the math so you can focus on the close.
I have been in this business 14 years and thought I had my spreadsheet system dialed in. I tried LeaseIQ on a skip payment deal and never went back. The skip payment calendar alone is worth the subscription.
David K.
Commercial Lease Originator, 14 years in the industry
Deals Structured
by lease professionals using LeaseIQ Pro
Matches TValue Accuracy
Newton-Raphson iterative solving, same method used by institutional software
Offline Capable
Structure deals in a parking garage, on a plane, or anywhere with no signal
Device. Any Time.
Phone, tablet, laptop, or desktop - same account, same data, fully responsive
Subscribe by June 30, 2026 and your $449/year rate is guaranteed through mid-2029 - even as the product grows and prices increase.
This is not a promotional gimmick. It's our commitment to the professionals who trust the product early. Three years from now, you pay exactly what you pay today.
Offer closes June 30, 2026
No feature gates, no per-deal charges, no hidden fees. Full access to every calculation, every structure, every output for each licensed seat.
Professional Annual
Single user license · 1 seat
$749/year
That's $37.42/month billed annually
Founding rate locked for 3 years when you subscribe by June 30, 2026.
7-day free trial - no credit card required. Then $449/year for one seat, locked for 3 years if you subscribe by June 30, 2026.
Arm your entire deal desk. Volume pricing for teams and institutions.
One invoice, centralized billing, and every broker on the full engine. Reach out to secure your volume rate and provision your deal desk.
Team
Billed annually · volume rate
We'll reply with your rate and a quick setup guide to provision your seats.
Team Plus
Billed annually · better per-seat rate
We'll confirm your volume discount and initiate your team onboarding.
Enterprise
Priority support, a direct line when it matters, and terms that fit how your firm buys software.
Fast-tracked setup, custom invoicing, and a direct support line.
No fluff, no runaround.
Join independent lease originators who have replaced gut-feel quoting with a professional structuring engine - and never looked back.
7-Day Free Trial - No Credit Card - 14-Day Money-Back Guarantee