The Forensic Engine
Serious Lease Buyers
and Brokers Run
Before Every Deal.
You already know the buy rate, the residual, and that the 1% rule is a blunt instrument.
LeaseIQ Pro is the calculation engine that turns that knowledge into a scored, shareable forensic audit in 60 seconds.
No account required · Full audit tools · Free forever
You Know More Than the Average Buyer.
The Dealer Still Has the Advantage.
Even experienced shoppers get hit. Here's exactly where the money goes.
The MF Spread
You pulled the buy rate on Edmunds. You know they marked it up. But can you prove it in real numbers, fast enough to matter at the table?
Cap Cost Additions
$895 acquisition fee. $1,295 protection package. Rolled into cap cost, they disappear in the payment math until you run an audit.
Efficiency vs. Payment
A high residual doesn't always mean a good deal. Lease efficiency, meaning payment as a percentage of MSRP, separates unicorn deals from average ones.
Scan. Score. Share.
Three steps. Works at the dealership, at home, or with a client on the line.
Scan or Enter
Snap the Monroney or enter the dealer worksheet manually. Our AI drafts the baseline in seconds. You review, refine, and run. The tool accelerates your workflow; you stay in control.
Forensic Score
Reverse-calculate the MF from any quoted payment. Detect cap cost additions. Compute lease efficiency. Run the Unicorn IQ Score across 5 weighted dimensions. See exactly where the money went.
Save, Share, or Send
Save to your Garage for side-by-side comparison. Export a PDF audit report your client can read. Or bring the numbers to the table yourself, armed with data instead of guesses.
Forget The 1% Rule.
Meet The Unicorn Score.
A score of 90+ means the deal clears every threshold: efficient payment, strong residual, fair MF, available incentives. Only 1 in 12 deals qualifies. This is how you find it without guessing.
The Unicorn Threshold
Only 1 in 12 deals score 90+. This algorithm weighs payment efficiency, residual strength, finance terms, incentives, and practicality to identify elite leases. Brokers: the Unicorn Score gives clients an objective benchmark they can understand and that you can stand behind.
Six Tools. One Engine.
Built for People Who Run the Numbers.
Built by finance professionals. Designed to expose dealer profit and impress clients.
Forensic Dealer Audit
Reverse-calculate the MF from any quoted payment. Expose the spread in basis points and dollars. Use it yourself or show a client exactly where the money went.
Unicorn IQ Score
100-point algorithm across 5 weighted dimensions. The definitive deal grade for your own transaction or your entire client roster.
Sticker Scanner (OCR)
AI drafts the baseline from any Monroney in seconds. You review, refine, and run. The tool does the heavy lifting while you stay in control of the numbers.
Wealth Horizon NPV
72-month Net Present Value model: consecutive lease cycles vs. buy-and-hold. Factors in HYSA opportunity cost, maintenance, and depreciation. The analysis brokers use to answer the lease-vs-buy question.
Digital Garage
Save and compare unlimited deals side-by-side. Track MF changes across dealers. Build a comparison deck for a client. Never lose a deal scenario.
Deal Lab Sandbox
Lock a budget. Let the solver reverse-engineer required selling price or cap cost reduction. Works for personal targets and client scenarios alike.
See It In Action
Real output from the engine. This is what you and your clients see.
Top 8% of all leases analyzed
Unicorn Score Breakdown
Five-axis 100-point algorithm. Gamified 90+ state tells you instantly when you've found the deal.
True Monthly Cost
taxes + fees included
All-In Payment View
True monthly cost including tax, fees, and amortized charges. No line item hidden.
Dealer Quoted MF
0.00220
APR equiv: 5.28%
Market Buy Rate
0.00165
APR equiv: 3.96%
Markup Analysis
Your Leverage
"Ask for Buy Rate 0.00165 to save $52/mo."
Forensic Dealer Audit
Reverse-calculate the MF from any quoted payment. Show the spread in basis points, dollars, and over the full term.
Lease (2 cycles)
$48,420
Buy & Hold
$54,120
Wealth Horizon NPV
72-month NPV model comparing consecutive lease cycles to buy-and-hold. The analysis that closes the lease-vs-buy conversation.
AI Draft Ready - Review Before Running
5 of 6 fields extracted. Verify floor mats entry, then run the forensic audit.
Sticker Scanner OCR
AI drafts the baseline from any Monroney in seconds. You review, refine, and run. Always in control of the final numbers.
The Community Has Run the Numbers.
"I had the Edmunds buy rate. The audit confirmed the dealer was at +41 bps. Showed them the number. They dropped to buy rate, no argument."
Marcus T.
2025 BMW iX lease
"I ran four competing quotes through the Unicorn Score. Two scored below 60. One scored 88. The dealer with 88 got my business. Easy decision."
Priya K.
2026 Genesis GV80
"I send clients a PDF audit before they sign anything. Closes deals faster and they come back. This is now part of every transaction I run."
James R.
Independent Auto Broker
Representative testimonials · real results may vary
Choose Your Advantage
No subscriptions required to audit your deal.
The average dealer pockets $1,847 in hidden markup per deal. The Insider plan costs $49 a year. Brokers who close 30+ deals a year can do the math on the Pro tier.
The Auditor
Free Forever
- Full Lease Calculator
- Unicorn IQ Score
- Sticker Scanner (5 scans/mo)
- Forensic Dealer Audit
- Deal Lab Sandbox
- 3 Saved Cars
- ✕No Wealth Horizon NPV
- ✕No PDF Audit Reports
- ✕No Unlimited Garage
No credit card. No expiry. Not a trial.
The Insider
Annual License
- Everything in Free
- Unlimited Sticker Scanner
- Forensic PDF Audit Reports
- Wealth Horizon NPV (Full)
- Unlimited Garage
- Negotiation Scripts Guide
- Early access to new tools
14-day money-back guarantee. If you don't recover the cost in your first deal, we refund you. No forms, no questions.
Broker Pro
Professional License
- Everything in Insider
- White-Labeled PDF Reports (your logo)
- Client-Facing Audit Language
- Multi-Deal Batch Export
- Priority Support
Built for brokers who close deals, not just calculate them.
Questions? Answered.
No fluff. No runaround.
The Smartest Person
in the Dealership
Should Be You.
Join lease enthusiasts and brokers who run the numbers before they run the deal.
Free forever · No credit card · Results in 60 seconds